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Workers Compensation Insurance

Workers Compensation Insurance Coverage New England (Massachusetts, Connecticut, New Hampshire, Rhode Island, Maine)
Premier Shield Workers Compensation Insurance Coverage and Quotes for New England (Massachusetts, Connecticut, New Hampshire, Rhode Island, Maine)

Premier Shield Insurance is happy to offer New England (Massachusetts, Connecticut, Maine, New Hampshire) small businesses affordable Workers Comp insurance policies to help protect their businesses.

Request a Workers Comp Insurance quote by phone 1-401-207-1552

Our commercial insurance expert will work hard to help lower your workers compensation insurance expense. We also offer workers’ comp insurance for self-employed individuals.

What Is Workers’ Compensation Insurance?

So what exactly is “Workers’ Compensation Insurance” and why do you need it?

Workers’ compensation or workers’ comp is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue his or her employer for the tort of negligence.


How Does Workers’ Compensation Insurance Work?

Employers pay the cost of the Workers’ Compensation Insurance policy. It’s a benefit to the employee if they get sick or injured on the job because the workers’ compensation insurance can pay for the worker’s medical expenses as well as rehabilitation costs.

WC policies are great because if the employee has to miss work because of the injury, workers’ comp may also provide partial lost wages.

How Much Does Workers’ Compensation Insurance Cost?

New England customers pay a median premium of $48 per month, or $576 a year, for workers’ compensation. Insureon typically lists median (midpoint) costs, as averages include extremes like high-risk construction businesses that pay much more for workers’ comp.

The average cost of a workers’ compensation insurance claim is $40,051, according to the National Council on Compensation Insurance’s (NCCI) Workers Compensation Statistical Plan database.

A workers’ comp premium is likely a much better deal for your business. That’s why small business owners might purchase it even when it’s not required by law

Workers Compensation Insurance Quotes

Our agents help you find cheaper and more affordable Workers Compensation Insurance Quotes by shopping your Workers Comp policy through multiple insurance companies.

Request an online workers compensation quote below or give us a call and speak with an agent at 1-401-207-1552.

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Learn more about Workers Compensation Insurance by State

We currently offer Workers Comp insurance policies in the following New England States.

  • Massachusetts
  • Connecticut
  • Maine
  • New Hampshire
  • Rhode Island