Home > What Type of Homeowners Insurance Cover Do I Need
What Type of Homeowners Insurance Cover Do I Need? (HO3, HO5, HO6, DP3)
First-time homebuyers in New England (Massachusetts, Connecticut, Maine, Rhode Island, and New Hampshire) are often confused about what type of form their new homeowner’s insurance policy should be written on.
That’s OK, you’re a consumer not and your not an expert on home insurance agent like we are. We don’t expect you know know what form your home insurance policy is written on and we make the process of finding affordable homeowners insurance very simple.
If you’re buying a new home, a second property, rental property, or vacation home, give us a call to explore your options 1-774-847-7746.
Insuring a Condo (HO6) in New England
If you’re looking to get insurance on a Condo in New England, we can help! If you’re renting it to someone else it may be a DP-3 or an HO6 depending on which carrier and the options they have.
For example, Progressive Homeowners Insurance offers HO6 “rented to others” as a specific endorsement which makes it much more affordable than a DP3 policy form with many other carriers.
If you currently own a condo you rent to others you likely are paying too much for your current rental property insurance because of this excellent endorsement.
Many Massachusetts insurance carriers haven’t added this endorsement which makes it difficult for consumers to find affordable condo policies in New England.
Our expert condo insurance agents will help you find a more affordable policy if you’re in this situation!
Insuring a Single Family or Duplex Property for an HO3 in New England
If you live in part of the duplex or you are buying a single-family home in New England, you will be using an HO3 form 9 out of 10 times.