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Universal Property & Casualty

The Premier Shield Insurance agency is happy to add the “Universal Property & Casualty Insurance Company” to the list of our homeowners’ insurance companies. We currently offer Universal Property & Casualty homeowners, condo, landlord, and renters insurance coverage & products in Massachusetts, Virginia, South Carolina, and New Hampshire.

Universal Property & Casualty Insurance Products

Universal Property & Casualty Insurance Products offers Homeowners Policy for customers looking for HO2, HO3, HO5, and HO8 forms.

They also offer Condo Insurance and Unit Owners Policy on an HO6 form as well as Renters Insurance policies on an HO4 form.

Homeowners Policy (HO2, HO3, HO5, and HO8)

Universal Property & Casualty home insurance coverage and policies which are designed to exceed the requirements of an owner-occupied personal residence.

The Homeowners policy provides personal liability and property coverages for your Dwelling, Other Structures, Personal Property, Loss of Use, Personal Liability, and Medical Payments.

These homeowners coverages protect against your property from covered causes of loss or home insurance claim from a windstorm, lightning, fire, vandalism, and bodily injury or property damage to others.

Additionally, the Company offers optional coverages that add to, broaden or extend the coverages for exposures not included in the standard or basic homeowners policy forms.

Optional Home Insurance Coverage

The Universal Property & Casualty Insurance Company through Premier Shield Insurance offers the following endorsements and optional homeowners insurance coverage options.

  • Debris Removal
  • Higher Personal Liability limits
  • Limited Animal Liability
  • Limited Water and Sewer Back-up and Sump Discharge or Overflow
  • Loss Assessment
  • Mechanical Breakdown
  • Ordinance or Law
  • Personal Injury
  • Personal Property Replacement Cost
  • Scheduled Jewelry or Other Personal Property
  • Utility Service Line

Universal Property & Casualty Insurance Discounts

As a homeowners and auto insurance agency, Premier Shield really likes the fact Universal Property offers customers an “auto companion” or “agency bundle discount” because many home-only insurance companies don’t take customer agency loyal into consideration.

  • Auto Companion Discount
  • Burglar and Fire Alarm Discount
  • Claims Free Discount
  • Fortified for Safer Living Discount
  • Loyalty Discount
  • New Roof Discount
  • Occupants Over the Age of 65 Discount
  • Prior Insurance Discount
  • Sprinkler System Discount
  • Windstorm Protective Devices Discount

Disclaimer: Some homeowners insurance policy coverage options or discounts may not be available in all states. Please contact a Premier Shield agent at 1-774-847-7746 for assistance with your home insurance quote and to discuss what available discounts and options are available where you live.

Universal Property & Casualty Insurance Agents in Massachusetts, New Hampshire, Virginia, and South Carolina

Speak with a live home insurance agent representing “Universal Property & Casualty Insurance” and request a free homeowners insurance quote by phone at 1-774-847-7746 or online by filling out the quote request form below.

Universal property is an excellent “coastal home insurance company” and will write home insurance policies right up to the water.

Massachusetts, New Hampshire, Virginia, and South Carolina Universal Property & Casualty Home Insurance Quote

Universal Property & Casualty Insurance Company (UPCIC) home insurance quotes through Premier Shield Insurance agents

About Universal Property & Casualty Insurance Company (UPCIC)

Universal Property & Casualty Insurance Company (UPCIC), a wholly-owned subsidiary of Universal Insurance Holdings, Inc., is one of the leading writers of homeowners insurance in Florida. UPCIC is fully licensed and has commenced its operations in Alabama, Delaware, Georgia, Hawaii, Indiana, Maryland, Massachusetts, Michigan, Minnesota, North Carolina, New Hampshire, New Jersey, New York, Pennsylvania, South Carolina, and Virginia. We have established strong relationships with a network of over 7,000 independent agents by emphasizing personal interaction, offering superior services, and maintaining an exclusive focus on homeowners insurance.

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Universal Property & Casualty Insurance Company (UPCIC)

Customer Service Phone Number: 800-425-9113
Headquarters: 1110 W. Commercial Blvd Fort Lauderdale, FL 33309
Founded: 1997
Website: Universal Property & Casualty Insurance Company
President & CEO: Stephen J. Donaghy
Estimated Annual Revenue: $43.3 Million
Employees: 350
SIC Codes: Industry: Industry: 6331—Fire, Marine, and Casualty Insurance, Industry: 6199—Financial Services
Social Media: BBB, Linkedin, Facebook, Owler

Universal Property & Casualty Insurance Company Credit Rating

Consumers shopping and comparing homeowners insurance policies and coverage options often look at the financial stability of the home insurance company.

Below are the AM Best & Demotech ratings for Universal Property & Casualty Insurance Company

Universal Property and Casualty A.M. Best Rating 2021

Universal Property and Casualty Insurance has an “A” with A.M. Best, and it is also a BBB accredited company with an “A+” rating. Universal Property and Casualty is considered a reliable company.

Universal Property and Casualty Demotech Rating 2021

Universal Property and Casualty Demotech Rating is A or Exceptional

Demotech

Regardless of the severity of a general economic downturn or deterioration in the insurance cycle, insurers earning a Financial Stability Rating® of A possess Exceptional financial stability related to maintaining surplus as regards policyholders at an acceptable level.

According to Demotech’s website, as of 09/30/2020, had Net Admitted Assets of $1,562,867,222, Policyholders Surplus of $300,596,706, Gross Premiums Written of $1,141,191,222, and Net Premiums Written of $636,156,162.

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