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The 10 Best Ways To Save Money On Car Insurance in Massachusetts

Premier Shield Insurance is a local Massachusetts insurance agency and provider of homeowners, flood, life, and auto insurance quotes.

We specialize in helping Massachusetts drivers save money on auto insurance. In 2021, we’re seeing prices increase for car insurance for younger drivers and drivers with more than 3 SDIP Points.

Save Money On Auto Insurance in Massachusetts
Find the Best Ways to Save Money On Auto Insurance in Massachusetts

Top 5 To Save Money On Car Insurance in Massachusetts

In this article, we’ll look to show you our recommended “Best 10 Ways To Save Money On Massachusetts Car Insurance“.

Learn the secrets to “Saving Money On Car Insurance” through the advice and guidance of experienced and expert auto insurance agents at Premier Shield Insurance.

If you’re interested in us helping you save money on your auto insurance, request an auto insurance quote online or give us a call today at 1-774-847-7746.

Below are just a few ways to save on your MA personal auto insurance policy. The best advice is to “Get multiple insurance quotes

  1. Pay your Massachusetts annual car insurance premium in full for the year. You can often save up to 25% a year or over a 6-month policy term by not opting for monthly billing.
  2. Pay your car insurance small claims out of pocket. Small auto insurance claims under $500 can wreak havoc on your annual insurance premium, especially if you’re prone to file more than 1 claim in a short time frame. These claims can make your premiums unaffordable over time and can lead to your insurance carrier dropping you.
  3. Work with an independent insurance agent who can shop and compare your area’s rates to help you lower your annual insurance costs.
  4. Bundle home insurance or renters insurance policies to save money on Massachusetts car insurance. Customers who bundle homeowners and auto can save up to 30%!
  5. Drive less than 10,000 miles a year. If you have verified low milage in Massachusetts you pay much less than drivers who drive over 12,000 miles a year. In 2021, more and more companies are rating car insurance prices more heavily for drivers who are on the road more often.

Saving Money On Car Insurance MA
Saving Money On Car Insurance in Massachusetts

Bottom 5 To Save Money On Car Insurance in Massachusetts

6. Pay your Massachusetts auto insurance premium electronically either EFT or Reoccurring Credit Card. Many carriers charge more money and require higher down payments for auto insurance policies with “bill by mail’ billing options. Pay lower down payments and monthly rates by paying electronically.

7. Increase your collision deductible from $500 to $1,000. Collision insurance coverage is the most expensive coverage option, by increasing your deductible you can lower the amount you pay each month for car insurance.

8. Pay off your car loan and carry cheap liability online car insurance. Once you are no longer required to carry full coverage you can cut your annual premiums in half by carrying limited collision and glass coverage or simply going with basic car insurance.

9. Carry higher optional bodily injury coverage like $100,000/$300,000. This option only works well if you have 6 years or more driving experience. Insurance companies offer lower auto insurance prices for drivers that carry higher coverage limits.

10. Look at switching car insurance companies after 1, 3, and 5 year periods. Typically those thresholds are when insurance companies offer the lowest prices that will save you the most money on your Massachusetts personal auto insurance policy.

Who has the cheapest car insurance in Massachusetts?

Let us help you find a cheaper car insurance policy by shopping and comparing rates from some of the top national and regional insurance companies in Massachusetts.

Request a car insurance quote by filling out the online form below.

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We like to track our incoming keywords for car insurance in Massachusetts. Below is a list of incoming search terms for 2021.

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