We help you and your family find the best life insurance quotes and compare rates from multiple life insurance companies in New England.
Brian Plain COO/Co-Founder of Premier Shield Insurance
What is Term Life Insurance?
Term life insurance, also known as pure life insurance, is life insurance that guarantees payment of a stated death benefit during a specified term. Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the policy to terminate.
We are in the process of finding the best life insurance companies in New England. If you need a Life Insurance Quote just give us a call at 1-774-847-7746. Premier Shield Insurance can help you protect your family and give you peace of my with a quality Life Insurance (Term Life Insurance, Permanent Life Insurance, Final Expense Insurance, and Whole Life).
Why Do I Need Life Insurance?
First-time buyers need to understand (especially if they’re married) that the mortgage will be passed on to their estate and surviving spouse. That’s a lot! I own a small business and the mortgage would simply be too much if I were to pass away today. That’s why I’m getting a life insurance policy. It’s important to give your family the money they will need to burry you and money to pay off your mortgage in the case of your unfortunate demise.
It’s sad that many working-class families don’t carry life insurance because they feel they can’t afford it. Insurance is just about the only product you don’t think you need till it’s too late. It’s true. Oh I’m in a car accident, I hope I have full coverage.
Find the Best Life Insurance Quotes in Worcester County
We understand the needs of life insurance customers and homeowners alike. That’s because they’re basically the same. While many people who rent still should get a term life insurance policy, almost everyone who owns a home and who has a mortgage in New England should carry a Term Life Insurance policy (Mortgage Life Insurance).
“Pure Life Insurance Policies” or “Term Life Insurance Policies” guarantees payment of a “stated death benefit” during the specified timeframe or term indicated in the contradt (ie 30-Year Term Life Insurance, 20-Year Term Life Insurance. 10-Year Term Life Insurance). Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the policy to terminate. If you’re interested in “Life Insurance” read more about the the “Life Insurance Basics” on the Mass.gov website.