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SDIP Points 04

So you’re looking into SDIP Points 04 and probably wonder what the impact will be on your annual car insurance premiums.

If you’re a Massachusetts operator and you have an SDIP Rating 04 you may be paying too much for your car insurance.

The state of Massachusetts is nice enough to not charge you for your first speeding ticket typically.

No surcharge SDIP points are assigned to the first minor, non-criminal traffic law violation in the operator’s policy experience period.

How to Get 4 SDIP Points in Massachusetts

The truth is there are many possible combinations of accidents, tickets, violations to end up with 4 SDIP Points but we’ll just go over the main reason most SDIP 04 Drivers get there.

  • A Major At-Fault Accident Violation surcharge date is 1/30/2020 will assign 4 SDIP points to your driver’s record.
  • If you receive a Minor Traffic Law Violation (includes civil violations, such Inspection Sticker Violations, as failing to obey traffic lights and speeding, or minor criminal violations, such as driving without a license or as an unlicensed operator.) on 01/15/2020 will you assign you 2 SDIP Points. So if you have 2 Speeding on Minor Traffic Law Violation tickets you’ll end up at a Step 4 SDIP buy generic viagra nz.

When do SDIP points fall off?

In 2020, the majority of insurance companies look back on your points based on the incident date. They’ll rate the SDIP Points for 5 years but some carriers will go back 6 years from the surcharge date.

I’ve seen people being charged for speeding tickets that were over 8 years old because they fought the ticket.

How Much Does 4 Points Affect Insurance?

Due to insurance companies literally using over 1 billion rating factors there is no “specific” or “fixed” surcharge amount. I’ve seen rates double or go up to $2,000 a year over a simple speeding ticket. I’ve seen drivers over 40 find cheaper car insurance with a new speeding ticket.

The best thing you can call us at 1-774-847-7746 and spend 5 minutes to get an accurate, money-saving, and more affordable rate for your Massachusetts car insurance policy.

SDIP Points 04 Drivers Save Money on Car Insurance with Premier Shield Insurance companies!

Brian Plain CoFounder – Premier Shield Insurance

Drivers with 4 SDIP Points in Massachusetts Save Money Through Premier Shield Insurance

The truth is, if you have 4 points (only 1 accident or 2 tickets) in Massachusetts, the state and the insurance companies consider you an “unsafe driver” and they’re going to charge you a lot more. If you get any more points 5 or more it gets to the point many insurance companies simply won’t offer you a rate.

If you have 4 SDIP points and you have Arbella, AMICA, Concord Group, GEICO, Hanover, Liberty Mutual, MAPFRE, Metlife, Plymouth Rock, Quincy Mutual, Safeco, Safety, State Farm, Travelers, or Vermont Mutual Premier Shield Insurance can help you or other drivers you may know with 4 points save money on car insurance by shopping and comparing rates from multiple insurance companies.

Many Drivers that have these insurance companies are experiencing a 2020 car insurance policy renewal rate increase in Massachusetts. That’s where our expert agents can help you save money compared to the new 2020 renewal price you’re seeing now.

Request a money-saving if you’re a 4 Point Driver and out of our expert auto insurance agents will help you find a lower rate for your Massachusetts personal auto insurance policy.

4 Point Drivers in These Massachusetts Communities Can Save Money on Car Insurance

If you’re a “Step 4 Driver in Massachusett” we can help you save money if you live in one of these communities we service:

  1. Abington
  2. Acton
  3. Acushnet
  4. Agawam
  5. Alford
  6. Amesbury
  7. Amherst
  8. Andover
  9. Arlington
  10. Ashburnham
  11. Ashland
  12. Attleboro
  13. Auburn
  14. Avon
  15. Ayre
  16. Barre
  17. Bedford
  18. Belchertown
  19. Bellingham
  20. Belmont
  21. Berlin
  22. Beverly
  23. Billerica
  24. Blackstone
  25. Bolton
  26. Blandford
  27. Boston
  28. Bourne
  29. Boxborough
  30. Boxford
  31. Boylston
  32. Braintree
  33. Brimfield
  34. Brookfield
  35. Brookline
  36. Burlington
  37. Cambridge
  38. Canton
  39. Carlisle
  40. Carver
  41. Charlton
  42. Chicopee
  43. Clinton
  44. Concord
  45. Danvers
  46. Dartmouth
  47. Dedham
  48. Deerfield
  49. Dighton
  50. Douglas
  51. Dover
  52. Dracut
  53. Dudley
  54. Duxbury
  55. Easthampton
  56. East Longmeadow
  57. Eastham
  58. Foxborough
  59. Framingham
  60. Franklin
  61. Freetown
  62. Georgetown
  63. Gloucester
  64. Grafton
  65. Greenfield
  66. Groton
  67. Groveland
  68. Hadley
  69. Halifax
  70. Hamilton
  71. Hampden
  72. Hanover
  73. Hanson
  74. Harvard
  75. Haverhill
  76. Hingham
  77. Holland
  78. Holden
  79. Holliston
  80. Hopedale
  81. Holbrook
  82. Hopkinton
  83. Hubbardston
  84. Hudson
  85. Hull
  86. Ipswich 
  87. Kingston
  88. Lanesborough
  89. Lancaster
  90. Lakeville
  91. Leicester
  92. Lee
  93. Leominster
  94. Lexington
  95. Lincoln
  96. Littleton
  97. Longmeadow
  98. Lunenburg
  99. Lynnfield
  100. Manchester-by-the-Sea
  101. Mansfield
  102. Marion
  103. Marlborough
  104. Marblehead
  105. Marshfield
  106. Mashpee
  107. Mattapoisett
  108. Maynard
  109. Medfield
  110. Medford
  111. Medway
  112. Melrose
  113. Mendon
  114. Merrimac
  115. Methuen
  116. Millbury
  117. Millis
  118. Middleton
  119. Millis
  120. Milford
  121. Milton
  122. Medfield
  123. Natick
  124. Newbury
  125. Newburyport
  126. Norfolk
  127. North Reading
  128. Newton
  129. Needham
  130. Norfolk
  131. North Andover
  132. North Attleborough
  133. North Brookfield
  134. Northborough
  135. Northfield
  136. Northampton
  137. Norwood
  138. Norwell
  139. Oak Bluffs
  140. Oakham
  141. Orleans
  142. Oxford
  143. Palmer
  144. Paxton
  145. Peabody
  146. Pelham
  147. Pembroke
  148. Pepperell
  149. Petersham
  150. Phillipston
  151. Pittsfield
  152. Plainville
  153. Plympton
  154. Princeton
  155. Provincetown
  156. Quincy
  157. Randolph
  158. Reading
  159. Rehoboth
  160. Rockland
  161. Rockport
  162. Rutland
  163. Saugus
  164. Seekonk
  165. Sharon
  166. Sherborn
  167. Shrewsbury
  168. Somerset
  169. Somerville
  170. Spencer
  171. Southborough
  172. Southbridge
  173. Southampton
  174. Southwick
  175. Sterling
  176. Stoneham
  177. Stow
  178. Sudbury
  179. Sutton
  180. Stockbridge
  181. Stoughton
  182. Sturbridge
  183. Swampscott
  184. Templeton
  185. Tewksbury
  186. Townsend
  187. Topsfield
  188. Tyngsborough
  189. Upton
  190. Uxbridge
  191. Wakefield
  192. Walpole
  193. Waltham
  194. Watertown
  195. Wayland
  196. Webster
  197. Wellesley
  198. Wenham
  199. West Boylston
  200. West Brookfield
  201. West Newbury
  202. West Springfield
  203. Westfield
  204. Weston
  205. Westborough
  206. Westford
  207. Westwood
  208. Weymouth
  209. Whitman
  210. Wilbraham
  211. Wilmington
  212. Winchendon
  213. Winchester
  214. Winthrop
  215. Woburn
  216. Wrentham

Massachusetts Safe Driver Insurance Plan Resources

Premier Shield Insurance has written extensively and helped thousands of residents find lower rates on auto insurance. Below are some resources, tools, and articles to help customers understand SDIP insurance pricing in Massachusetts.

New Insurance Resource Links and Articles

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