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Motorcycle Insurance

Man Sitting on His Red Motorcycle

Whether you’re an enthusiast or a first-timer, having fun, being responsible and being safe is what it’s all about. Being responsible includes finding the right insurance for your motorcycle.

Motorcycle insurance is a way of sharing the risks of riding between you and your insurance company. The way it works is simple. You pay a set premium to an insurance company for coverage. In return, the company promises to pay for specific financial losses that might occur during the term of the policy.

Most people rely on motorcycle insurance to protect themselves against loss in case of an accident. In many states, you must carry basic insurance to cover the cost of losses you cause to others in an accident. If the unexpected happens, insurance gives you peace of mind in knowing you are protected. At Premier Shield Insurance, we have a variety of motorcycle policy options to meet your needs.


Motorcycle Insurance

Learn more about Motorcycle quotes, policy cost, rates & prices through our agents. We can help riders in Massachusetts, Virginia, South Carolina, New Mexico, Connecticut, Maine, New Hampshire, and Rhode Island.

Give us a call at 774-847-7746 or go online to request a Premier Shield Insurance free motorcycle insurance quote..

The average cost for motorcycle insurance in Massachusetts is $883 much higher than the national average is $524.

Premier Shield Insurance can help you find better prices on ATV, Dirt Bike, Moped, Motorcycle, Scooter, and Segway Insurance.

Online motorcycle insurance quotes can help you save up to 25% a year on your motorcycle insurance policy!

Request a quote today and we’ll do our best to find you the lowest rate and best coverage for your bike!


We Provide Affordable Motorcycle Insurance Policies, Coverage, and Quotes in the Following States:

  1. Connecticut
  2. Maine
  3. Massachusetts
  4. New Hampshire
  5. New Mexico
  6. Ohio
  7. Rhode Island
  8. South Carolina
  9. Texas
  10. Virginia



Are you looking for a less expensive policy for your motorcycle, scooter, or dirt bike?

If so, we can help! Call us today for a free quote at 1-774-847-7746 and we’ll find you the best price and coverage for your new motorcycle insurance policy.


Is Motorcycle Insurance Required?


New Hampshire does not require motorcycle insurance while Massachusetts & Connecticut require owners to have motorcycle insurance and they must show proof of insurance to register their motorcycle.

At Premier Shield Insurance, we highly encourage our motorcyclists to have full coverage insurance on their motorcycle.


Motorcycle Insurance Requirements


Learn about the different motorcycle state insurance requirements in different states. Even if your state doesn’t require motorcycle insurance, it’s pretty cheap and it’s a good idea to carry it for around $100 a year.


Massachusetts Insurance Requirements

  • Bodily Injury Liability: Massachusetts requires $20,000 per person and $40,000 per accident
  • Property Damage: $5,000 per accident
  • Uninsured Motorist: Massachusetts requires $20,000 per person and $40,000 per accident
  • Underinsured Motorist: Massachusetts requires $20,000 per person and $40,000 per accident

Connecticut Insurance Requirements

  • Bodily Injury Liability: Connecticut requires $25,000 per person and $50,000 per accident
  • Property Damage: $25,000 per accident
  • Uninsured Motorist: Connecticut requires $25,000 per person and $50,000 per accident
  • Underinsured Motorist: Connecticut requires $25,000 per person and $50,000 per accident

New Hampshire Insurance Requirements

New Hampshire is 1 of 3 states that doesn’t mandate or require all riders to carry an insurance policy.

If you decide to carry a motorcycle insurance policy in New Hampshire, your bike policy must meet the NH state minimal levels which is the same auto insurance policies. Those limits are:

  • $25,000 for death or bodily injury to one person;
  • $50,000 for death or bodily injury to two or more persons;
  • $25,000 for damage or destruction of property; and
  • $1,000 in medical payments.

Maine Insurance Requirements

  • $50,000 for death or bodily injury to one person;
  • $100,000 for death or bodily injury to two or more persons;
  • $25,000 for damage or destruction of property; and
  • $2,000 in medical payments.
  • $50,000 for Uninsured/Underinsured Motorist (UM) to one person;
  • $100,000 for Uninsured/Underinsured Motorist (UM) to two or more persons


Motorcycle Insurance Quotes New England MA CT NH ME RI
Motorcycle Insurance Quotes New England MA CT NH ME RI


The Best Motorcycle Insurance Coverage and Price


Progressive – Insurance for as low as $100 a year. Your motorcycle policy includes $3,000 in accessories automatically. The best motorcycle insurance company for young bike owners will be Progressive as well. Rates are high when you’re young, Progressive cuts you a break.

Whether you’re looking for a full coverage motorcycle policy with all the bells and whistles or you’re looking for minimum coverage Progressive is going to give you the lowest price and the best value.

If you insure your home with Progressive, you’re automatically eligible for a discount of up to 20% on your motorcycle insurance policy.


Motorcycle Insurance Specialized Coverage & Endorsements


Our motorcycle insurance companies offer great coverage at cheap prices so it oftentimes makes sense to buy better motorcycle insurance coverage in case something happens.


  • Property Damage
  • Bodily Injury Liability
  • Carried Contents Coverage
  • Enhanced Injury Protection
  • Medical Payments
  • New Safety Riding Apparel Coverage
  • OEM Parts Guarantee
  • On-road Coverage for off-road vehicles
  • Physical Damage Coverage
  • Rental Vehicle Coverage
  • Roadside Assistance
  • Total Loss Coverage
  • Transport Trailer Coverage
  • Trip Interruption
  • Uninsured/Underinsured Motorist Coverage


Progressive Motorcycle Insurance Offers Competitive Motorcycle Rates


Progressive has super low rates for almost every motorcycle on the road, including custom motorcycles and older motorcycles 25 years or older.

Premier Shield Insurance customers can also take advantage of Progressive’s many discounts. They used to cap the MAX Discount at 35% but they’ve removed it so you can save over 50% on your insurance or more!


Progressive Insurance Discounts



In addition to Progressive’s multiple discounts, you may be able to lower your rate for motorcycle insurance by completing a motorcycle safety course, increasing your deductibles on comprehensive and collision, and changing your bike’s limits and coverage.

  • Advance Quote
  • Anti-Lock Brake
  • Claim Free Renewal
  • Disappearing Deductible
  • Electronic Funds Transfer (EFT)
  • Homeowner
  • Large accident forgiveness
  • Motorcycle Endorsement
  • Multi-Policy
  • Multi-Vehicle
  • No depreciation on partial losses
  • Paid-in-Full
  • Prompt Payment
  • Responsible Driver
  • Safety Course
  • Small Claim Forgiveness
  • Transfer discount


Safeco Motorcycle Insurance Coverage


Get to know your Safeco motorcycle coverage options with your local Premier Shield Insurance agent. Safeco offers

  • Full Coverage
  • Bodily Injury Liability
  • Collision
  • 24-hour Roadside Assistance
  • OEM Manufacturer Parts Coverage
  • Safety Apparel Coverage
  • New Harley-Davidson® Replacement Cost Provision


Other Premier Shield Insurance Products & Services

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Premier Shield Insurance offers free, comparative quotes on Motorcycle Insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.