Skip to the content

Flood Insurance

Residential Street After Flood Damage

Did you know that your homeowners insurance does not cover flood damage? Insurance against flood must be obtained separately. A flood insurance policy also reimburses you for the work that you and other family members did to sandbag your homes, move furniture and remove debris.

The Federal Emergency Management Agency's (FEMA) maps are important when it comes to flood insurance because if they show that your home sits in a 100-year flood plain, you must buy federal flood insurance in order to get a mortgage. If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.

FEMA & NFIP Flood Insurance Consumer Information, Policy Cost, Coverage, and Quotes

Premier Shield flood insurance agents can help you obtain an NFIP or FEMA flood insurance policy through Progressive and Foremost Insurance. “The NFIP provides flood insurance to property owners, renters, and businesses, and having this coverage helps them recover faster when floodwaters recede. The NFIP works with communities required to adopt and enforce floodplain management regulations that help mitigate flooding effects.”

Information about Flood Insurance

Cheap Flood Insurance Costs, Coverage, Policy, Rates, and Companies are finally here!

Flood insurance policy prices and coverage options have recently changed on April 1, 2021. Most of the Premier Shield flood insurance customers we help are looking to switch their current federal emergency management agency’s national flood insurance program policy to a private market flood insurance company that offers lower prices and better coverage.

Learn more about different flooding insurance options for your family or business.

Learn more about Cape Cod Flood Insurance through Premier Shield.

Most residents in Massachusetts, Rhode Island, Connecticut, Maine, and New Hampshire used to have only one option for flood insurance, National Food Insurance Program, or NFIP.

Massachusetts, Rhode Island, Connecticut, Maine, and New Hampshire Cheap Flood Insurance
Cheaper New England flood insurance policies are available save up to 50% off NFIP and FEMA Flood Insurance through Premier Shield Insurance

SAVE UP TO 50% OFF FLOOD INSURANCE CALL 1-774-847-7746 for a Fast & Free Flood Insurance Quote

Now residents are eligible to save money on flood insurance policies by requesting a private market flood insurance quote through Premier Shield Insurance and Neptune Flood Insurance.

We are happy to add Neptune Flood Insurance to our insurance company partners because they offer consumers better flood insurance protection, coverage options, and they’ll cheaper than a SFIP (Standard Flood Insurance Policy).

Custom flood insurance quotes are available for New England homeowners. NFIP flood will only provide New England homeowners with only 250,000 in dwelling coverage for their home.

We are proud to offer coverage for up to 2,000,000 for flood insurance dwelling coverage through Neptu Flood.

Are you in the market for a “new flood insurance policy” in or around Massachusetts? If so, Premier Shield Insurance is the place to go to find a quality flood insurance policy that will help save you money!

We work with the top private market flood carriers like Neptune Flood who underwrites through Lloyd’s of London.

Flood Insurance Policy Quotes Agent and Agencies in MA CT ME NH RI (Massachusetts, Connecticut, Rhode Island, New Hampshire, and Maine)
Flood Insurance Quotes Prices Rates Agent and Agencies in MA CT ME NH RI (Massachusetts, Connecticut, Rhode Island, New Hampshire, and Maine)

Request a Flood Insurance Quote Today Call 1-774-847-7746

The National Flood Insurance Program document by FEMA warns homeowners that most homeowners’ insurance policies do not cover floods.

Speak to one of our flood insurance experts at 774-847-7746 today. Even if you don’t live in a flood zone it’s wise to carry flood insurance.

At Premier Shield Insurance we will explore your flood insurance options and find a policy that is right for you.

Can I Get Flood Insurance?

The answer is yes, and it is often required if you have a mortgage on your home.

Our trusted agents will help you find flood insurance savings in Massachusetts, Connecticut, New Hampshire, Maine, and Rhode Island.

We will take a look at your home to determine the flood zone your home is in.

We work with several flood insurance companies that are FEMA approved as well as Neptune Flood which is a private flood insurance company underwritten by Lloyd’s of London.

We will take a look at your home to determine the flood zone your home is in. We work with several flood insurance companies that are FEMA approved.

cheap flood insurance company quotes rates prices and premiums New England (MA CT RI NH ME)
Save up to 50% on Better Coverage and Cheaper Price Flood Insurance Policies in New England (Massachusetts, Rhode Island, Connecticut, Maine, and New Hampshire)

Find the best Massachusetts flood insurance quote to protect your house and personal belongings in the event of flooding.

We are currently working with Neptune flood insurance, a private market flood insurance company, to help find New England residents lower flood insurance rates.

We currently write flood insurance for consumers in Massachusetts, Rhode Island, Maine, and New Hampshire.

While requesting a flood insurance quote our licensed agents will quickly at a look at your homeowner’s insurance to see if we can save you money


How much is flood insurance in Zone X?


The average cost of a flood insurance policy through the National Flood Insurance Program (NFIP) is $708 per year. The cost of your policy, however, will depend on how much coverage you need, as well as how close to water you live.

Average Cost of Flood Insurance 2020 – ValuePenguin

Flood Insurance Quote New England (MA RI CT ME NH)

We currently offer flood insurance in Massachusetts, Rhode Island, Connecticut, New Hampshire, and Maine.

Start saving money on your flood insurance policy today! In less than 4 minutes we can help you find better flood insurance rates and coverage.

[wpforms id=”845″ title=”false” description=”false”]

Premier Shield Insurance Massachusetts offer Flood Insurance at the following locations and towns.

AbingtonActon, AcushnetAgawam, Alford, Amesbury, AmherstAndoverArlingtonAshburnhamAshland, Attleboro, AuburnAvon, Barnstable, Barre, Becket, Bedford, Belchertown, BellinghamBelmont, Berlin, Beverly, Billerica, Blackstone, Bolton, Blandford, Bourne, Boxborough, Boxford, Boylston, Braintree, Brewster, Brimfield, Brookfield, BrooklineBurlingtonCambridge, Canton, Carlisle, Carver, Charlton, Chatham, Chelmsford, Cheshire, Clinton, Cohasset, Concord, Conway, Danvers, Dartmouth, Dedham, Deerfield, Dighton, Douglas, Dover, Dracut, Dudley, Dunstable, Duxbury, Easthampton,East Longmeadow, Eastham, Easton, Edgartown, Egremont, Essex, Fairhaven, Falmouth, Foxborough, FraminghamFranklin, Freetown, Georgetown, Gill, Gloucester, Goshen,Grafton, Granville, Groton, Groveland, Hadley, Halifax, Hamilton, Hampden, Hancock, Hanover, Hanson, Harvard, Hatfield, Haverhill, Hingham, Holland, Holden, Holliston, Hopedale, Holbrook, Hopkinton, Hubbardston, Hudson, Hull, Huntington, Ipswich, Kingston, Lanesborough, Lancaster, Lakeville, Leicester, Lee, Leominster, Lenox, Leverett, Lexington, Leyden, LincolnLittleton, Longmeadow, Lunenburg, Lynnfield, Manchester-by-the-Sea, Mansfield, Marion, Marlborough, Marblehead, Marshfield, Mashpee, Mattapoisett, Maynard, Medfield, Medford, Medway, Melrose, Mendon, Merrimac, Methuen, Millbury, Millis, Middleton, Millis, Milford, Milton, Middlesex, Medfield, Monson, Montgomery, Nahant, Natick, New Ashford, New Marlborough, Newbury, Newburyport, Norfolk, North Reading, Nantucket, Newton, Needham, Norfolk, North Andover, North Attleborough, North Brookfield, Northborough, Northfield, Northampton, Norwood, Norwell, Oak Bluffs, Oakham, Orleans, Oxford, Palmer, Paxton, Peabody, Pelham, Pembroke, Pepperell, Peru, Petersham, Phillipston, Pittsfield,Plainville, Plympton, Princeton, Provincetown, Quincy, Reading, Rehoboth, Richmond, Rochester, Rockport, Rowley, Russell, Rutland, Salisbury, Saugas, Scituate, Seekonk, Sharon, Sheffield, Shelburne, Sherborn, Shrewsbury, Shutesbury, Somerset, Somerville, Spencer, Southborough, Southbridge, Southampton, Southwick, Sterling, Stoneham, Stow, Sudbury, Sutton, Stockbridge, Stoughton, Sturbridge, Sunderland, Swampscott, Templeton,Tewksbury, Tolland, Townsend, Topsfield, Truro, Tyngsborough, Tyringham, Upton, Uxbridge, Wakefield, Walpole, Waltham, Wareham, Warwick, Watertown, Wayland, Webster, Wellfleet, Wellesley, Wenham, West Boylston, West Brookfield, West Newbury, West Springfield, West Stockbridge, Westfield,Westport, Weston, Westborough, Westford, Westwood, Weymouth, Whately, Whitman, Wilbraham, Williamsburg, Wilmington, Winchendonm, Winchester, Windsor, Winthrop, Woburn, Worthington and Wrentham.

Flood Insurance Resources for MA RI CT NH ME


Flood Insurance Policy Articles


Find helpful flood insurance articles and information. FEMA had a $24 billion deficit BEFORE we were hit by the Coronavirus. If you’re concerned about flood insurance policy claims and NIPR/FEMA solvency consider a private market flood insurance policy.



Find helpful flood, persona, and business insurance-related content from Premier Shield.


Flood Insurance Quotes by State

The Premier Shield Insurance agency is happy to offer cheaper and more affordable flood insurance rates in the following states:

  • Connecticut
  • Maine
  • Massachusetts,
  • New Hampshire
  • New Mexico
  • Ohio
  • Rhode Island
  • South Carolina
  • Virginia

Premier Shield Insurance offers free, comparative quotes on Flood Insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.