
Did you know that your homeowners insurance does not cover flood damage? Insurance against flood must be obtained separately. A flood insurance policy also reimburses you for the work that you and other family members did to sandbag your homes, move furniture and remove debris.
The Federal Emergency Management Agency's (FEMA) maps are important when it comes to flood insurance because if they show that your home sits in a 100-year flood plain, you must buy federal flood insurance in order to get a mortgage. If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.
FEMA & NFIP Flood Insurance Consumer Information, Policy Cost, Coverage, and Quotes
Premier Shield flood insurance agents can help you obtain an NFIP or FEMA flood insurance policy through Progressive and Foremost Insurance. “The NFIP provides flood insurance to property owners, renters, and businesses, and having this coverage helps them recover faster when floodwaters recede. The NFIP works with communities required to adopt and enforce floodplain management regulations that help mitigate flooding effects.”
Information about Flood Insurance
Cheap Flood Insurance Costs, Coverage, Policy, Rates, and Companies are finally here!
Flood insurance policy prices and coverage options have recently changed on April 1, 2021. Most of the Premier Shield flood insurance customers we help are looking to switch their current federal emergency management agency’s national flood insurance program policy to a private market flood insurance company that offers lower prices and better coverage.
Learn more about different flooding insurance options for your family or business.
- Commercial Flood Insurance
- Flood Insurance Quotes
- Neptune Flood Insurance
- Private Market Flood Insurance
Learn more about Cape Cod Flood Insurance through Premier Shield.
Most residents in Massachusetts, Rhode Island, Connecticut, Maine, and New Hampshire used to have only one option for flood insurance, National Food Insurance Program, or NFIP.

SAVE UP TO 50% OFF FLOOD INSURANCE CALL 1-774-847-7746 for a Fast & Free Flood Insurance Quote
Now residents are eligible to save money on flood insurance policies by requesting a private market flood insurance quote through Premier Shield Insurance and Neptune Flood Insurance.
We are happy to add Neptune Flood Insurance to our insurance company partners because they offer consumers better flood insurance protection, coverage options, and they’ll cheaper than a SFIP (Standard Flood Insurance Policy).
Custom flood insurance quotes are available for New England homeowners. NFIP flood will only provide New England homeowners with only 250,000 in dwelling coverage for their home.
We are proud to offer coverage for up to 2,000,000 for flood insurance dwelling coverage through Neptu Flood.
Are you in the market for a “new flood insurance policy” in or around Massachusetts? If so, Premier Shield Insurance is the place to go to find a quality flood insurance policy that will help save you money!
We work with the top private market flood carriers like Neptune Flood who underwrites through Lloyd’s of London.

Request a Flood Insurance Quote Today Call 1-774-847-7746
The National Flood Insurance Program document by FEMA warns homeowners that most homeowners’ insurance policies do not cover floods.
Speak to one of our flood insurance experts at 774-847-7746 today. Even if you don’t live in a flood zone it’s wise to carry flood insurance.
At Premier Shield Insurance we will explore your flood insurance options and find a policy that is right for you.
Can I Get Flood Insurance?
The answer is yes, and it is often required if you have a mortgage on your home.
Our trusted agents will help you find flood insurance savings in Massachusetts, Connecticut, New Hampshire, Maine, and Rhode Island.
We will take a look at your home to determine the flood zone your home is in.
We work with several flood insurance companies that are FEMA approved as well as Neptune Flood which is a private flood insurance company underwritten by Lloyd’s of London.
We will take a look at your home to determine the flood zone your home is in. We work with several flood insurance companies that are FEMA approved.

Find the best Massachusetts flood insurance quote to protect your house and personal belongings in the event of flooding.
We are currently working with Neptune flood insurance, a private market flood insurance company, to help find New England residents lower flood insurance rates.
We currently write flood insurance for consumers in Massachusetts, Rhode Island, Maine, and New Hampshire.
While requesting a flood insurance quote our licensed agents will quickly at a look at your homeowner’s insurance to see if we can save you money indegenerique.be.
How much is flood insurance in Zone X?
The average cost of a flood insurance policy through the National Flood Insurance Program (NFIP) is $708 per year. The cost of your policy, however, will depend on how much coverage you need, as well as how close to water you live.
Average Cost of Flood Insurance 2020 – ValuePenguin
Flood Insurance Quote New England (MA RI CT ME NH)
We currently offer flood insurance in Massachusetts, Rhode Island, Connecticut, New Hampshire, and Maine.
Start saving money on your flood insurance policy today! In less than 4 minutes we can help you find better flood insurance rates and coverage.
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Premier Shield Insurance Massachusetts offer Flood Insurance at the following locations and towns.
Abington, Acton, Acushnet, Agawam, Alford, Amesbury, Amherst, Andover, Arlington, Ashburnham, Ashland, Attleboro, Auburn, Avon, Barnstable, Barre, Becket, Bedford, Belchertown, Bellingham, Belmont, Berlin, Beverly, Billerica, Blackstone, Bolton, Blandford, Bourne, Boxborough, Boxford, Boylston, Braintree, Brewster, Brimfield, Brookfield, Brookline, Burlington, Cambridge, Canton, Carlisle, Carver, Charlton, Chatham, Chelmsford, Cheshire, Clinton, Cohasset, Concord, Conway, Danvers, Dartmouth, Dedham, Deerfield, Dighton, Douglas, Dover, Dracut, Dudley, Dunstable, Duxbury, Easthampton,East Longmeadow, Eastham, Easton, Edgartown, Egremont, Essex, Fairhaven, Falmouth, Foxborough, Framingham, Franklin, Freetown, Georgetown, Gill, Gloucester, Goshen,Grafton, Granville, Groton, Groveland, Hadley, Halifax, Hamilton, Hampden, Hancock, Hanover, Hanson, Harvard, Hatfield, Haverhill, Hingham, Holland, Holden, Holliston, Hopedale, Holbrook, Hopkinton, Hubbardston, Hudson, Hull, Huntington, Ipswich, Kingston, Lanesborough, Lancaster, Lakeville, Leicester, Lee, Leominster, Lenox, Leverett, Lexington, Leyden, Lincoln, Littleton, Longmeadow, Lunenburg, Lynnfield, Manchester-by-the-Sea, Mansfield, Marion, Marlborough, Marblehead, Marshfield, Mashpee, Mattapoisett, Maynard, Medfield, Medford, Medway, Melrose, Mendon, Merrimac, Methuen, Millbury, Millis, Middleton, Millis, Milford, Milton, Middlesex, Medfield, Monson, Montgomery, Nahant, Natick, New Ashford, New Marlborough, Newbury, Newburyport, Norfolk, North Reading, Nantucket, Newton, Needham, Norfolk, North Andover, North Attleborough, North Brookfield, Northborough, Northfield, Northampton, Norwood, Norwell, Oak Bluffs, Oakham, Orleans, Oxford, Palmer, Paxton, Peabody, Pelham, Pembroke, Pepperell, Peru, Petersham, Phillipston, Pittsfield,Plainville, Plympton, Princeton, Provincetown, Quincy, Reading, Rehoboth, Richmond, Rochester, Rockport, Rowley, Russell, Rutland, Salisbury, Saugas, Scituate, Seekonk, Sharon, Sheffield, Shelburne, Sherborn, Shrewsbury, Shutesbury, Somerset, Somerville, Spencer, Southborough, Southbridge, Southampton, Southwick, Sterling, Stoneham, Stow, Sudbury, Sutton, Stockbridge, Stoughton, Sturbridge, Sunderland, Swampscott, Templeton,Tewksbury, Tolland, Townsend, Topsfield, Truro, Tyngsborough, Tyringham, Upton, Uxbridge, Wakefield, Walpole, Waltham, Wareham, Warwick, Watertown, Wayland, Webster, Wellfleet, Wellesley, Wenham, West Boylston, West Brookfield, West Newbury, West Springfield, West Stockbridge, Westfield,Westport, Weston, Westborough, Westford, Westwood, Weymouth, Whately, Whitman, Wilbraham, Williamsburg, Wilmington, Winchendonm, Winchester, Windsor, Winthrop, Woburn, Worthington and Wrentham.
Flood Insurance Resources for MA RI CT NH ME
- Neptune Flood Insurance
- The National Food Insurance Program
- New England Private Market Flood Insurance
- What Flood Insurance Does and Does Not Cover
- FEMA Extends Grace Period for Flood Insurance Renewal Premiums
- FEMA
- Doing Business With FEMA
- About FEMA
- Disaster Resources for Older Americans
- Emergency Watershed Protection Program
- Disaster Assistance
Flood Insurance Policy Articles
Find helpful flood insurance articles and information. FEMA had a $24 billion deficit BEFORE we were hit by the Coronavirus. If you’re concerned about flood insurance policy claims and NIPR/FEMA solvency consider a private market flood insurance policy.
- Cheap Flood Insurance Quotes
- Making Dense of April 2020 Changes – National Flood Services
- A Broke, and Broken, Flood Insurance Program – New York Times
- New National Flood Insurance Program Rates Delayed Until 2021 – GovTech
- Flood Insurance Myths and How to Save Money – The Balance
- National Flood Insurance Program (NFIP) | Benefits.gov
- National Flood Insurance Program Info & Pitfalls – NatLawReview.com
- Private Flood Insurance vs NFIP – Policygenius
- Private Flood Insurance: Is it Good Enough? – ValuePenguin
- National Flood Insurance Program: Worst Guest List – FEMA.gov
- Best Flood Insurance Companies for 2020 – The Simple Dollar
- The Risk of Not Having Flood Insurance – FloodSmart
- The Crazy Math of Government Flood Insurance – MarketWatch
- Federal Flood Insurance Premiums Could Rise in Flood-Prone Areas Under Trump Plan – Insurance Journal
- Federal Flood Insurance Average Premium to Rise 8% – Insurance Journal
- Flood Insurance Reform – Rates and Refunds – | FEMA.gov
- Adapting to Rising Flood Insurance Premiums on the Coast – GovTech
- Average Cost of Flood Insurance 2020 – ValuePenguin
- Preferred Risk Policy for Homeowners and Renters – FEMA.gov
- Flood Zones & How They Affect Insurance – ValuePenguin
- Flood Insurance Rates and Guide – Insurance.com
- What Are The Types of Flood Insurance? – FloodSmart
- How Do I Buy Flood Insurance? – FEMA.gov
Related Insurance Pages
Find helpful flood, persona, and business insurance-related content from Premier Shield.
- Barber Shop Insurance
- Commercial Flood Insurance
- Insurance Companies
- Insurance Quotes
- Janitor Insurance Quotes
- Painters Insurance Quotes
- Roofing Insurance Quotes
Flood Insurance Quotes by State
The Premier Shield Insurance agency is happy to offer cheaper and more affordable flood insurance rates in the following states:
- Connecticut
- Maine
- Massachusetts,
- New Hampshire
- New Mexico
- Ohio
- Rhode Island
- South Carolina
- Virginia
Premier Shield Insurance offers free, comparative quotes on Flood Insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you? Just request a quote to find out.