Protect your assets in the event of a disaster.
Flood insurance secured with Premier Shield Insurance.
Just because you don’t live in a high flood risk area doesn’t mean it’ll never happen to you. At the Premier Shield Insurance agency, we’ll provide the specialized flood insurance coverage you need to help protect your home from flooding, climate change, and rising waters—even if you’re not in a flood zone.
Flood Insurance Quote Request
As an independent agency, we are here to help you find the right coverage.
Get a Quote
It only takes a minute to get started.
- Fill out the form, we’ll be in touch.
- Review options with an agent.
- Get the coverage you need.
Would you rather discuss this in person? Get in touch with an agent today!
Debunking the main myths surrounding insurance for flooding.
There are several major myths about flood insurance that mean you could be taking an unnecessary risk, paying too much, or receiving inadequate flood insurance coverage for your property.
Flood Insurance is only offered by the government through FEMA and The National Flood Insurance Program (NFIP)
The first myth is that consumers often believe FEMA-approved food insurance policies are the only option for flood insurance coverage and policies.
The truth is, there are many private market flood insurance companies that oftentimes offer you better flood coverage and lower flood insurance premiums than you can find with NFIP/FEMA.
Premier Shield Insurance flood agents can shop and compare flood insurance policies with different companies to find you coverage above the standard $250,000 for your home or property.
Learn more about private market flood solutions through Neptune Flood & Premier Shield Insurance.
Flooding is a risk no matter where you live.
The second myth is that flood insurance is only needed for people living in designated flood zones. In reality, flooding is a potential risk everywhere and the damage can be devastating.
Homeowners’ policies don’t typically cover damage from floods.
The third myth is that homeowners insurance automatically includes flood coverage. In reality, that is usually not the norm, and you should always assume you aren’t covered unless your homeowner’s policy specifically says otherwise.
Only a small percentage of homes are covered by government programs.
The fourth myth is that government programs have taken care of flood insurance. There is a National Flood Insurance Program that guarantees the availability of insurance in specific areas. However, this only covers a tiny percentage of American homes.
The difference between having and not having a flood policy.
For most homeowners, floods are a low likelihood but high-cost risk. If you are hit by flooding you could lose most of your personal possessions, face major reconstruction work, or even be left homeless for months while your property is made habitable again. In most cases, not having coverage for flooding is a chance you simply can’t afford to take.
Contact us and we’ll help explain the benefits of obtaining a separate flood insurance policy.
Flood Insurance Coverage Area
The Premier Shield flood insurance agency can help shop and compare flooding insurance policy coverage options with multiple companies to help you get homeowners flood insurance coverage for homes up to $5,000,000 through companies like “Neptune Flood“, “The Hartford“, “Chubb“, “Progressive“, and “Foremost” in our flood insurance coverage area (TX, CT, MA, VA, SC, OH, RI, NH, ME, and NH).
Call and speak with a live flood insurance today at 1-774-847-7746 or request a flood insurance quote online.
- Connecticut Fema & Private Market Flood Insurance
- Maine Fema & Private Market Flood Insurance
- Massachusetts Fema & Private Market Flood Insurance
- New Hampshire Fema & Private Market Flood Insurance
- New Mexico Fema & Private Market Flood Insurance
- Ohio Fema & Private Market Flood Insurance
- Rhode Island Fema & Private Market Flood Insurance
- South Carolina Fema & Private Market Flood Insurance
- Texas Fema & Private Market Flood Insurance
- Virginia Fema & Private Market Flood Insurance
Flood Insurance QuotesRequest a Premer Shield "Flood Insurance Quote" online and a licensed property insurance agent will help provide a flood insurance (FEMA or Private Flood) quote for your primary, secondary, or vacation home.
Flood Insurance Information and Consumers Resources for 2021 & 2022
- National Flood Insurance Program April 2021 Flood Insurance Manuals
- FEMA.gov Flood Insurance Policy Coverage Information
- The new FEMA Flood Insurance Risk Rating 2.0 rates are scheduled to take effect Oct. 1, 2021
- U.S. rolls out first update to flood insurance pricing in 50 years
- FloodSmart’s The National Flood Insurance Program