Insurance Price Increase

Trusted Premier Shield Insurance agent advice and insurance solutions to protect what matters most.

If you’re experiencing a price increase in 2021 or 202, you’re not alone!

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Life happens fast, and the truth is there’s nothing as valuable as peace of mind. Our goal is to protect you from the unexpected through top quality insurance coverage that works for your needs, as well as your budget.

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Why Did My Insurance Go Up?


New auto insurance policyholders, new drivers, and homeowners frequently ask “Why did my insurance go up?”.


It’s the most common question we see for drivers without accident or ticket claims or homeowners that haven’t filed a home insurance claim. “If I don’t use the insurance, why is it going up”?


That’s a normal response.


The truth is there are many rating factors for your home, auto, flood, motorcycle, or business insurance policy.


Why did my homeowner’s insurance go up?


Home insurance prices for coverage options can increase for many reasons. Below are the top 15 reasons you may have seen an increase in your home insurance policy premium for 2021 or 2022. If you need a more affordable and low-cost home insurance policy simply call a local home insurance agent at Premier Shield Insurance at 1-774-847-7746 or request a home insurance quote online.


  1. “Home Insurance Increase due to Replacement cost” – Learn more about “Home Insurance Increase due to Replacement cost” with the help of an expert agent at Premier Shield 
  2. “Home Insurance Increase due to Deductible”
  3. “Home Insurance Increase due to Dog breed” –
  4. “Home Insurance Increase due to Wood-burning stoves”
  5. “Home Insurance Increase due to Home-based business”
  6. “Home Insurance Increase due to Remodeling”
  7. “Home Insurance Increase due to Home liability limits”
  8. “Home Insurance Increase due to Insurance score”
  9. “Home Insurance Increase due to Marital status”
  10. “Home Insurance Increase due to Age and construction of home”
  11. “Home Insurance Increase due to Swimming pool or hot tub”
  12. “Home Insurance Increase due to Roof condition”
  13. “Home Insurance Increase due to Proximity to fire station”
  14. “Home Insurance Increase due to Location and how close you are to a body of water”
  15. “Home Insurance Increase due to Credit history”
  16. “Home Insurance Increase due to Claims history”

Why did my auto insurance go up?

Premier Shield Insurance highlights “Common questions” and “Top Search Terms” about automobile price increases for car insurance throughout the United States.

For existing Premier Shield insurance customers asking questions like “Why did my progressive insurance go up” Visit our client service center for more information for why rates change, how to call the insurance company and ask for additional discounts, or request a Premier Shield insurance policy review?

Below are some commonly-searched auto insurance policy terms, keywords, and search terms people type looking for reasons why their premiums are experiencing “insurance inflation“.

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  • “Why does my car insurance go up every 6 months”
  • “Why did my car insurance go up progressive”
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  • “Car insurance doubled for no reason”
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  • “Car insurance increase 2021”
  • “Car insurance increase 2022”

Why did my flood insurance go up?


Flood insurance prices for NFIP and FEMA policies increase for one reason, rising costs due to flooding damage. Below are the top 15 reasons you may have seen an increase in your flood insurance policy premium for 2021 or 2022. If you need a more affordable and low-cost private market flood insurance policy simply call a flood insurance specialist at Premier Shield Insurance at 1-774-847-7746 or request a flood insurance quote online.