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No Prior Car Insurance in Massachusetts, Connecticut, New Hampshire, Maine, and Rhode Island

Premier Shield Insurance will help you find the “Best Cheap Car Insurance in Massachusetts for 2020

Premie Shield Insurance can help you if you have “No Prior Car Insurance” in Massachusetts, Connecticut, Maine, New Hampshire and Rhode Island. Our expert agents will help you find lower rates than GEICO, MAPFRE, Liberty Mutual, and Progressive Direct.

No Prior Insurance Quotes (Massachusetts, Connecticut, Rhode Island, Maine, and New Hampshire)

If you “need cheap car insurance today” request a quote and speak with our licensed agents, cheap car insurance today is just a phone call away!

Are you in a situation where you’re trying to get a new or used car on the road but you don’t currently have an active insurance policy or “No Prior Car Insurance“?

If so, you may be getting auto insurance quotes that are really high!

Maybe you are getting quotes for over 200, 300, 400, or 500 a month for car insurance (Maybe higher depending on your driving record!).

If you’re looking for lower prices, rates, and premiums for auto insurance and you have no prior insurance, Premier Shield Insurance can help!

Our expert auto insurance have helped thousands of people just like you save money on car insurance! We can help you find lower prices and shop your rates with multiple insurance companies to help you find the best price and coverage.

Do you need insurance if you have a license but no car?

In Massachusetts, you need to be listed as a driver on a policy to be covered. If you let someone drive your car who has a license but does not have their own insurance policy, there is a chance the insurance company can deny your claim. We’ve seen it happen. People let their kids drive their cars and they don’t want to pay the additional premium to put them on the policy. The kid crashes their car and the claim could be denied and it has happen.

What happens if you have no car insurance?

Nothing “will happen”. Unless of course you want to own and drive a car, then if you need to buy an auto insurance policy BEFORE you register your vehicle in Massachusetts. If you need a “new car insurance policy” we can help you find an agent to go over the best and lowest priced options at Premier Shield Insurance.


What is proof of prior insurance?

Proof of insurance is “Auto Insurance Cards” in most states, but in Massachusetts and RMV Form Stamp is what the registry requires as “Proof of insurance in Massachusetts” Once your vehicle is registered, your registration/plates service as proof of insurance. I

f you fail to pay your insurance premium (cancel for non pay) or you let your policy lapse, your plates may be revoked and your car may be impounded if police run your plates.


Do you need insurance if you have a license but no car?


What is a lapse in coverage?

A lapse in coverage happens when you fail to make your policy premium payments or your insurance policy is cancelled or “non renewed” by your current insurance carrier and you failed to replace it in it.

A lapse in coverage is considered “HIGH RISK” by the majority of insurance companies. Insureds of fail to maintain active and continious insurance coverage are potentially at risk to pay higher annual premiums. Some people don’t pay attention to their insurance and they drive around without insurance. They are at risk of totalling their vehicle and being on the hook for all property damage and bodily injurey the accident may have caused.

A lapse in auto insurance coverage is a very serious matter, if you find yourself in a lapse, please call one of our auto insurance specialist a call today at 1-774-847-7746.

Can cops see if you have insurance?

As of 2020 the answer in 2020 Massachusetts is YES! Your insurance policy is linked to your plates and your registration. It may take a week or 2 before your non active insurance policy is reported and your plates get revoked but it is something to take very serious as it can cause undue financial hardship.

Can unpaid car insurance go to collections?

In 2020, if you owe money to an insurance company there is a strong possible it will be reported to a collections agency like CCS. We were always told when we were licensed “Massachusetts is one of 3 states that don’t rate off of credit”.

Three states — California, Hawaii and Massachusetts — prohibit insurers from using credit scores to determine how much drivers should pay. And legislation was introduced this year in almost a dozen others to prevent insurance companies from using credit scores, occupation, education level or other standards in factoring how much they should charge for car insurance, according to the National Conference of State Legislatures.

Pew Trust

Insurance companies have been burnt by Massachusetts consumers to such a high tune that they’re NOW putting people who don’t pay their premiums into collections. Unpaid premium for insurance isn’t just some other unpaid bill. It’s going to screw you over for 2 years when it comes to finding a good insurance company with affordable rates.

About Premier Shield Insurance

Premier Shield Insurance was founded back in 2016 with the goal of transforming how insurance is done in Massachusetts. We have helped many people with no prior insurance find the best price and coverage through Progressive Insurance. In fact, in just a few short years we’ve grown to become the 2nd Largest Progressive Platinum Insurance Agency in the state of Massachusetts.

Premier Shield Insurance specializes in helping first-time homebuyers and existing homeowners find better and more affordable rates, prices and coverage for home and auto insurance policies.

Find the Best and Lowest Price for New Car and Auto Insurance Quotes in these Massachusetts Towns:AbingtonActonAcushnetAgawamAlfordAmesbury AmherstAndoverArlingtonAshburnhamAshlandAttleboroAuburnAvonAyreBarreBedfordBelchertownBellinghamBelmontBerlinBeverlyBillericaBlackstoneBolton, Blandford, Boston, Bourne, BoxboroughBoxford BoylstonBraintree, Brimfield, BrookfieldBrooklineBurlingtonCambridgeCantonCarlisleCarverCharltonClintonConcordDanversDartmouthDedham, Deerfield, DightonDouglasDoverDracutDudleyDuxburyEasthampton East LongmeadowEasthamFoxboroughFraminghamFranklin, Freetown, Georgetown, Gill, Gloucester, Goshen, Grafton, Granville, GreenfieldGrotonGroveland, Hadley, Halifax, HamiltonHampden, Hancock, Hanover, Hanson, Harvard, Hatfield, HaverhillHingham, Holland, HoldenHollistonHopedale, Holbrook, HopkintonHubbardstonHudsonHull, Huntington, Ipswich KingstonLanesboroughLancaster, Lakeville, Leicester, Lee, Leominster, Lenox, Leverett, Lexington, Leyden, LincolnLittletonLongmeadowLunenburgLynnfieldManchester-by-the-SeaMansfield, Marion, MarlboroughMarbleheadMarshfieldMashpee, Mattapoisett, MaynardMedfieldMedfordMedwayMelroseMendonMerrimacMethuenMillburyMillisMiddletonMillisMilfordMilton, Middlesex, Medfield, Monson, Montgomery, Nahant, Natick, New Marlborough, Newbury NewburyportNorfolkNorth Reading, Nantucket, NewtonNeedhamNorfolkNorth AndoverNorth AttleboroughNorth BrookfieldNorthborough, Northfield, NorthamptonNorwoodNorwell, Oak Bluffs, OakhamOrleansOxfordPalmerPaxtonPeabodyPelhamPembrokePepperell, Peru, Petersham, Phillipston, Pittsfield, PlainvillePlymptonPrinceton, Provincetown, QuincyReadingRehoboth, Richmond, Rochester, Rockland, Rockport, Rowley, Russell, Rutland, Salisbury, Saugus, Scituate, SeekonkSharon, Sheffield, Shelburne, SherbornShrewsbury, Shutesbury, SomersetSomervilleSpencerSouthboroughSouthbridgeSouthampton, Southwick, SterlingStonehamStowSudburySuttonStockbridgeStoughtonSturbridge, Sunderland, SwampscottTempleton,Tewksbury, Tolland,TownsendTopsfield, Truro,Tyngsborough, Tyringham, UptonUxbridgeWakefieldWalpoleWaltham, Wareham, Warwick, WatertownWaylandWebster, Wellfleet, WellesleyWenhamWest Boylston, West Brookfield, West Newbury, West Springfield, West Stockbridge, Westfield,Westport, WestonWestboroughWestfordWestwoodWeymouth, Whately, Whitman,Wilbraham, Williamsburg, WilmingtonWinchendonWinchester, Windsor, WinthropWoburn, Worthington and Wrentham.

Related Insurance Pages: Car Insurance, Best Car Insurance after Lapse in Coverage Massachusetts, Insurance Quotes for No Prior