Medical payments or “Med Pay” as it’s frequently called provides coverage to help pay for medical and funeral expenses associated with car accidents.
What is Medical Payments?
Part 6 of your Massachusetts Automobile Insurance Policy covers Medical Payments coverage, or MedPay, which is considered optional. If you have MedPay coverage it will help pay medical expenses in the event of an accident page.
The nice thing about Med Pay, Like Personal Injury Protection (PIP), the coverage applies regardless of who is at fault for the accident.
How Much Med Pay Do I Need?
You can choose your MedPay limits. Maximum amounts available for most insurance companies in Massachusetts and Connecticut is $25,000 or less. Typically you can chose $5,000, $10,000 or $25,000 in Medical Payments Coverage.