Long-term care insurance is a complex insurance product and our expert agents will help you make sense of everything.
What is Long-Term Care Insurance?
Long-term care insurance is an insurance product, sold in the United States, United Kingdom and Canada that helps pay for the costs associated with long-term care. Long-term care insurance covers care generally not covered by health insurance, Medicare, or Medicaid.
Long-term care insurance is essentially nursing home or assisted living insurance. It pays for the long-term care (LTC) services some folks will need as they age or become ill. This includes daily tasks like getting dressed, bathing, and more.
Long-term care insurance helps cover “the high cost of senior care” like extended nursing home stays and assisted living, but is the cost of long term care insurance worth the cost of buying it?
How Much is Long-Term Care Insurance?
The rates for long-term care are typically more expensive for women when compared to a man. For example, a healthy man, age 55 should expect to pay approximately $1,066 per year for $165,000 worth of benefits while a 55 year-old woman would pay $1,398 a year for the same coverage.
The price for long-term car insurance will depend on many individual details. Request a personalized quote for long-term care today
How Do I Get Long-Term Care Insurance?
Request a “Long-Term Care Insurance Quote” below and we’ll have a licensed long-term care insurance agent discuss your quotes and help you find an affordable price for your policy.
Finding the best long-term care insurance coverage has never been easier!
Long Term Care Insurance Links & Resources
Learn more about long-term care insurance with the trusted resources and links below.