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Coastal Homeowners Insurance

Premier Shield Insurance is a multi-line company that provides and markets insurance solutions to higher net worth individuals.

Our insurance agency is equipped to help you find the best home insurance company, with homeowners dwelling coverage for up to $5,000,000 on single-family homes.

Many homeowners on Cape Cod and other coastal communites have told us over the years how they’ve been searching for high-end, luxury, and waterfront homeowners insurance quotes at an affordable price. They tell us the Chubb annual home insurance premiums are a bit much for the coverage amounts.

We are proud to partner with Universal Property & Casualty Home Insurance and Openly Home Insurance to provide a “FAIR PLAN Alternative” to coastal home insurance in Massachusetts.

We can help insure your coastal property and homeowners insurance in Massachusetts, Connecticut, Maine, Virginia, South Carolina, and New Hampshire.

Premier Shield Insurance customers can also enjoy “High-Value Food Insurance” with Building/Dwelling Coverage for up to $2,000,000 and content coverage for up to $500,000.

This new coastal insurance product will take care of you in the event of a claim. The best part, it’s a lot cheaper than a lot of the older home insurance carriers that did write many coastal risks.

Homeowners Insurance In Massachusetts. If you live on Cape Cod or near the ocean in Massachusetts do yourself a favor and get a quote. We have just partnered with a new home insurance company that will provide you with excellent coverage (That isn’t the MASS FAIR PLAN). Alternatives to the MASS FAIR PLAN have been few and far between for many years.


Why Quote with Premier Shield Insurance Coastal Specialist?


  • Free Quote in Minutes!
  • $5 Million in Guaranteed Replacement Costs
  • We insurance high-valued homes up to $3 million with coastal exposure!
  • Up to 3 Homeowners Claims!
  • Coastal risk are O.K.!
  • Guaranteed Replacement Costs!
  • Old & Historic Coastal Homes
  • ALL Dogs are OK no Banned “Dog List”
  • Sorry no Multi-family or business exposure risks
  • CAT CLAIMS Not counted against you! (This is absolutely huge for most coastal homeowners)

Let the Premier Shield Insurance Coastal & High-Risk Homeowners Insurance In Massachusetts Quote Tool we use internally find you the best price for your Massachusetts Coastal & High-Risk Homeowners Insurance Policy.

Premier Shield wants to help you find much better home insurance coverage at a better price.

If you are looking for home insurance with Allstate, Arbella, GEICO, Hanover, Liberty Mutual, Progressive, Travelers, or MAPFRE… don’t bother if you live TOO CLOSE to the water or have a specific type of dog type on their “DOG LIST“.

High-Risk Homeowners Claims Insurance Company


We can cover “hard-to-insure homes” like high-value & luxury real estate, waterfront & beachfront properties, and provide residents excellent coastal insurance rates in Connecticut, South Carolina, and Massachusetts.

Even if you have a few weather-related claims, our Coastal Homeowners Insurance agents have the expertise you need to find a better insurance company. There is almost always an insurance company to ensure a “coastal risk”.

For the right price, people can get almost anything insurance, it’s just finding one with competitive pricing that gets tricky.

That’s were Premier Shield Insurance comes in.

We will work to bundle any other optional insurance lines you may have to maximize your insurance discounts.

If you’re looking to get the process started simply TextCOASTAL” and your driver’s license to see if you qualify for lower rates. I simple text message can save you hundreds of dollars each year.

Just text our Coastal Massachusetts Homeowners Insurance agent at 774-280-5769.


Cape Cod Homeowners Insurance Rates


Location plays a big role in determining a person’s eligibility for home insurance as well (Especially when you live on Cape Cod).

Insurance companies may exclude certain types of coverage based on the location of the home.

Do you want lower Cape Cod Homeowners Insurance Rates? You’ve come to the right place.

Most private market insurance companies have stopped writing coast risks after 2011.

Homeowners Insurance Massachusetts Average Cost rates have risen substantially over the past 10 years. This is due to major storms and property damage.

If you don’t want to TEXT or CALL 774-280-5769 and you want us to just email your home insurance declaration page to and we’ll magically use our “Massachusetts Coastal Insurance Agents” to quickly get the quote with less than 2 minutes of your time.

Or fill out the High-Risk Insurance Quote Request Form below.


New England Coastal Insurance Coverage Request

Request a homeowner’s insurance quote by calling 1-774-847-7746 or by filling out the form below.

We can help you find affordable home insurance in Massachusetts today! Stop throwing away hard-earned money on high insurance premiums.

We are actively looking to quote your home and auto insurance policies if you live in one of the communities below.

Let our expert coastal risk agents find you the perfect policy to put money back into your pockets.

The areas we provide homeowners insurance for coastal and waterfront properties (Within 500 feet) include:


Learn more about Homeowners Insurance in New England
New England Homeowners Insurance through Premier Shield Insurance


Insurance for Massachusetts Luxury Homes & Coastal Properties


Premier Shield Insurance can insure luxury homes in MA, CT, NH, and ME for up to $3,000,000 even if the home is a “coastal risk”. Every risk is different, some are simply “too close to the water”.

However, we’ve done very well with risks that used to be only eligible for the Mass Fair Plan.

We welcome the opportunity to try to help you find a better coastal homeowner’s insurance policy and making sure you have the best home insurance coverage.

Coastal Home Insurance by Town



Related Insurance Pages: Best Homeowners Insurance for Coastal Risks, Best Prices for Homeowners Insurance in Massachusetts, Best Rates for Family Car Insurance Policies, I Know Your Paying Too Much for Home and Auto Insurance in New England, Best Price No Prior Insurance