Who are the best car insurance companies for high-risk drivers in Massachusetts?
“Massachusetts high-risk car insurance” is something most people simply aren’t searching for. Why is that? Well in every other state in the US, people understand their insurance situations and know what situations are considered “high-risk” by insurance companies.
It’s not uncommon for drivers in Massachusetts to tell our insurance agency they’re paying far too much for car insurance.
High-Risk Drivers Insurance Quote
Request a quote for your new auto insurance policy online or by calling 1-774-847-7746. Our expert agents will take the time to help you find a more affordable auto/car insurance policy in Massachusetts, Connecticut, New Hampshire, Rhode Island, and Maine.
What is Considered a High-Risk Driver in Massachusetts?
Outside of the description above, drivers who have at least 2 or more SDIP Points with no prior insurance are also considered to be high-risk.
Really any driver without active insurance over the past 6 months is high-risk and will require you to pay additional premiums.
Low Down Payment Insurance Quotes
Almost every insurance company in Massachusetts requires a 100% down payment if you have 1 or more cancellation for non-payment in the past 2 years.
Fortunately, Premier Shield Insurance helps you find a better, more affordable down payment even if you have 1 cancel for non-payment.
If you have 2 or more cancels for non-payments you will be required to pay 100% down for your insurance premiums in full.
Do you Need High-Risk Car Insurance in Massachusetts?
Yes. If you have to ask the question the answer is probably yes. If you have no prior insurance, yes you are high risk.
Currently, you are high risk if you have no prior insurance and you’re buying a new car, it happens all the time.
If you have more than 0 SDIP Points and you have less than 6 years of prior driving experience, you are high risk.
Basically, if you are young, live in the city, or don’t have prior car insurance, you are high risk.