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Driving Without Insurance in Massachusetts Penalties & Next Steps

Find an insurance agent to help you quickly find an affordable car insurance policy if you have no prior auto insurance or your policy is lapsed.

Brian Plain CoFounder of Premier Shield Insurance

When it comes to insurance penalties for not having insurance and tickets, you’re going to be much better off giving us a call 1-774-847-7746 and quickly finding the most affordable auto policy for your budget.

Call 1-774-847-7746 for our Massachusetts Registration Reinstatement Service!

Premier Shield Insurance is here to give you the best policy while helping you to reinstate your vehicle registration quickly.

Driving Unregistered Vehicle Massachusetts

There are several harsh penalties can occur when you are caught driving without insurance in the state of Massachusetts.

Mass considers driving without insurance a civil motor vehicle infraction (CMVI). Having your registration revoked for no insurance Massachusetts is a big deal.

Depending on the circumstances, you could face a $5,000 fine, up to one year in jail and the loss of your driving privileges for an entire year. On top of this, an additional fee of at least $150 is required to be paid to the assigned risk plan (MAIP).

The state of Massachusetts requires drivers to carry the following minimum amounts of liability insurance: a minimum of $20,000 for bodily injury per person, $40,000 bodily injury per accident, $8,000 of personal injury protection, $5,000 of property damage and 20/40 of uninsured/underinsured motorist bodily injury.

Step 1: Insurance Cancellation

When your insurance cancels (typically for cancel for non-payment) you have about 6 days to reinstate your policy before your Massachusetts vehicle registrations become “REVOKED“.

The best thing you can do is immediately reinstate your policy and get the cancel for non-payment removed from the registry.

If this doesn’t get resolved you are going to need to speak with an agent at 1-774-847-7746 to discuss your options. Learn more about the Massachusetts Consumer Bill of Rights for Automobile Insurance.

Step 2: Revoked Registration & Car Uninsured Massachusetts Vehicle

If your registration is revoked you typically won’t find out unless you’re pulled over or you ask an insurance agent. Give us a call, we’ll tell you. You should immediately stop driving until you start an active insurance policy.

Securing an auto policy will allow you to drive, do not drive until you have purchased a new policy or reinstated your old policy.

Step 3: Registration Reinstatement & Active Massachusetts Car Insurance

Once you have called us and purchase a new auto policy, we will help you with getting your registration reinstated. The first step will be our agents create an RMV-3 or an RMV-1 depending on how long your plates have been revoked. Typically within 3 weeks, you don’t have to get new plates.

You will take the RMV-3 down to the registry and they will provide you with an updated registration.

Massachusetts Revoked Registration Car Insurance Quote

If you’re in a lapse we can quickly create a prefilled vehicle registration form in MA to help you get your vehicle re-registered.

Massachusetts Insurance Topics

Premier Shield Insurance agents can help you with the following situations for insurance:

Communities We Offer Homeowners and Auto Insurance in Massachusetts

Find the best price, rates, and coverage for your home or auto insurance in the following Massachusetts towns, cities, and villages.

  1. Abington
  2. Acton
  3. Acushnet
  4. Agawam
  5. Alford
  6. Amesbury
  7. Amherst
  8. Andover
  9. Arlington
  10. Ashburnham
  11. Ashland
  12. Attleboro
  13. Auburn
  14. Avon
  15. Ayre
  16. Barre
  17. Bedford
  18. Belchertown
  19. Bellingham
  20. Belmont
  21. Berlin
  22. Beverly
  23. Billerica
  24. Blackstone
  25. Bolton
  26. Blandford
  27. Boston
  28. Bourne
  29. Boxborough
  30. Boxford
  31. Boylston
  32. Braintree
  33. Brimfield
  34. Brookfield
  35. Brookline
  36. Burlington
  37. Cambridge
  38. Canton
  39. Carlisle
  40. Carver
  41. Charlton
  42. Chicopee
  43. Clinton
  44. Concord
  45. Danvers
  46. Dartmouth
  47. Dedham
  48. Deerfield
  49. Dighton
  50. Douglas
  51. Dover
  52. Dracut
  53. Dudley
  54. Duxbury
  55. Easthampton
  56. East Longmeadow
  57. Eastham
  58. Foxborough
  59. Framingham
  60. Franklin
  61. Freetown
  62. Georgetown
  63. Gill
  64. Gloucester
  65. Goshen
  66. Grafton
  67. Granville
  68. Greenfield
  69. Groton
  70. Groveland
  71. Hadley
  72. Halifax
  73. Hamilton
  74. Hampden
  75. Hancock
  76. Hanover
  77. Hanson
  78. Harvard
  79. Hatfield
  80. Haverhill
  81. Hingham
  82. Holland
  83. Holden
  84. Holliston
  85. Hopedale
  86. Holbrook
  87. Hopkinton
  88. Hubbardston
  89. Hudson
  90. Hull
  91. Huntington
  92. Ipswich 
  93. Kingston
  94. Lanesborough
  95. Lancaster
  96. Lakeville
  97. Leicester
  98. Lee
  99. Leominster
  100. Lenox
  101. Leverett
  102. Lexington
  103. Leyden
  104. Lincoln
  105. Littleton
  106. Longmeadow
  107. Lunenburg
  108. Lynnfield
  109. Manchester-by-the-Sea
  110. Mansfield
  111. Marion
  112. Marlborough
  113. Marblehead
  114. Marshfield
  115. Mashpee
  116. Mattapoisett
  117. Maynard
  118. Medfield
  119. Medford
  120. Medway
  121. Melrose
  122. Mendon
  123. Merrimac
  124. Methuen
  125. Millbury
  126. Millis
  127. Middleton
  128. Millis
  129. Milford
  130. Milton
  131. Middlesex
  132. Medfield
  133. Monson
  134. Montgomery
  135. Nahant
  136. Natick
  137. New Marlborough
  138. Newbury
  139. Newburyport
  140. Norfolk
  141. North Reading
  142. Nantucket
  143. Newton
  144. Needham
  145. Norfolk
  146. North Andover
  147. North Attleborough
  148. North Brookfield
  149. Northborough
  150. Northfield
  151. Northampton
  152. Norwood
  153. Norwell
  154. Oak Bluffs 
  155. Oakham
  156. Orleans
  157. Oxford
  158. Palmer
  159. Paxton
  160. Peabody
  161. Pelham
  162. Pembroke
  163. Pepperell
  164. Peru
  165. Petersham,
  166. Phillipston
  167. Pittsfield
  168.  Plainville
  169. Plympton
  170. Princeton
  171. Provincetown
  172. Quincy
  173. Randolph
  174. Reading
  175. Rehoboth
  176. Richmond
  177. Rochester
  178. Rockland
  179. Rockport
  180. Rowley
  181. Russell
  182. Rutland
  183. Salisbury
  184. Saugus
  185. Scituate
  186. Seekonk
  187. Sharon
  188. Sheffield
  189. Shelburne
  190. Sherborn
  191. Shrewsbury
  192. Shutesbury
  193. Somerset
  194. Somerville
  195. Spencer
  196. Southborough
  197. Southbridge
  198. Southampton
  199. Southwick
  200. Sterling
  201. Stoneham
  202. Stow
  203. Sudbury
  204. Sutton
  205. Stockbridge
  206. Stoughton
  207. Sturbridge
  208. Sunderland
  209. Swampscott
  210. Templeton
  211. Tewksbury
  212. Tolland
  213. Townsend
  214. Topsfield
  215. Truro
  216. Tyngsborough
  217. Tyringham
  218. Upton
  219. Uxbridge
  220. Wakefield
  221. Walpole
  222. Waltham
  223. Wareham
  224. Warwick
  225. Watertown
  226. Wayland
  227. Webster
  228. Wellfleet
  229. Wellesley
  230. Wenham
  231.  West Boylston
  232. West Brookfield
  233. West Newbury
  234. West Springfield
  235. West Stockbridge
  236. Westfield
  237. Westport
  238. Weston
  239. Westborough
  240. Westford
  241. Westwood
  242. Weymouth
  243. Whately
  244. Whitman
  245. Wilbraham
  246. Williamsburg
  247. Wilmington
  248. Winchendon
  249. Winchester
  250. Windsor
  251. Winthrop
  252. Woburn
  253. Worthington
  254. Wrentham

Related Insurance Pages: Best Home & Auto Insurance Massachusetts, Massachusetts Car Insurance, New Car Insurance Quotes, Cancel for Non-Payment