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Employment Practices Liability (EPLI) New England (Massachusetts, Maine, Rhode Island, Connecticut, and New Hampshire)

What is employment practices liability insurance (EPLI)?

Employment Practices Liability or EPLI insurance covers businesses against claims by workers that their legal rights as employees of the company have been violated.

The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no company is immune to such lawsuits. Recognizing that smaller companies now need this kind of protection, some insurers provide this coverage as an endorsement to their Businessowners Policy (BOP). An endorsement changes the terms and conditions of the policy. Other companies offer EPLI as a stand-alone coverage.

Employment Practices Liability provides protection against several types of employee lawsuits, including claims of:

  • Wrongful termination
  • Mismanagement of employee benefit plans
  • Breach of employment contract
  • Negligent evaluation
  • Failure to employ or promote
  • Wrongful discipline
  • Deprivation of career opportunity
  • Sexual harassment Discrimination
  • Wrongful infliction of emotional distress

Request an EPLI Insurance Quote by calling 774-847-7746

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