Employment Practices Liability (EPLI) New England (Massachusetts, Maine, Rhode Island, Connecticut, and New Hampshire)
What is employment practices liability insurance (EPLI)?
Employment Practices Liability or EPLI insurance covers businesses against claims by workers that their legal rights as employees of the company have been violated.
The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no company is immune to such lawsuits. Recognizing that smaller companies now need this kind of protection, some insurers provide this coverage as an endorsement to their Businessowners Policy (BOP). An endorsement changes the terms and conditions of the policy. Other companies offer EPLI as a stand-alone coverage.