Learn how Rhode Island business and commercial insurance can help protect your small businesses and employees. Give us a call today at 1-401-207-1552 for a Rhode Island commercial insurance quote.
Premier Shield Insurance offers businesses in RI affordable commercial insurance ideal for small to medium-sized businesses with less than 250 employees.
Common Types of RI Commercial Insurance
Premier Shield Insurance does very well with contractors and general liability in Rhode Island. If you have one of the follow policies, give us a call and speak with Mike who has over 9 years of commercial insurance experience.
He’ll go above and beyond to help your small business during the coronavirus outbreak. Our goal is to help you find or maintain excellent business insurance coverage while helping you find savings and put money back into your business for better use.
Premier Shield can help you save time and money finding commercial insurance Rhode Island quotes for your business. Let our experts help find you a great commercial insurance company to protect your business from its unique risks.
How much does general liability insurance cost for a small business? An average small business in Rhode Island can expect to pay anywhere between $300 and $5,000 annually for their company’s general liability (GL) policy.
Rhode Island Small Business Insurance Requirements
When you’re buying a new commercial auto policy you may have some questions. Below are some helpful pieces of information, if you have any questions just give us a call at 1-401-207-1552.
Commercial auto insurance
Rhode Island commercial auto insurance laws require any business-owned vehicle to be covered by an RI commercial auto insurance policy.
In Rhode Island, your business is required to carry $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, and $25,000 property damage liability per accident.
Though it’s not required, personal vehicles driven for work purposes should be covered by hired and non-owned auto insurance, as personal auto policies usually exclude business use. It can be added to general liability insurance or a business owner’s policy.
General Liability Insurance
Commercial general liability insurance is a broad type of insurance policy that provides liability insurance for general business risks. Commercial General Liability is the specific name for a policy of this type in the United States insurance market.