Follow Boston Massachusetts Car Insurance Price Increases and Trends.
Updated 01/22/2021
In 2021 we are seeing fewer drivers on the streets of Boston due to the COVID-19. Initially, this created lower claims for auto insurance but Boston continues to grow in population, and claims activity is still on the rise in 2021.
2021 Expensive Car Insurance in Boston Example
The prices for car insurance in Boston have been continuously climbing for new and young drivers.
If someone who didn’t have prior car insurance in Mattapan MA tried to start a basic auto insurance policy it would cost $3,800.00 paid in full due today or $1,009.75 down today and 5 payments of $609.85 = $4,059.00 for a 6-month auto insurance policy.
If you’re reading this you’re probably wondering why the cost Boston car insurance prices are so expensive.
There are many rating factors that come into play when they’re figuring out what to charge you.
If you live in the state of Massachusetts you are paying more for car insurance than most other states (Unless you live in Western Mass).
In fact, did you know that Massachusetts is one of the most expensive states for car insurance in the United States?
How Do Rising Boston Populations Impact Your Automobile Insurance Premiums?
If you live in a highly populated area, your odds of getting into an accident or file a claim skyrocket. That’s why your price does too! There are so many “Hit-and-runs” and fender-benders in the city which leads to higher costs for insurance for everyone.
If you search online the for average monthly car insurance Massachusetts you’ll get a lot of quotes generating companies putting numbers out that isn’t going to help you any. You need an accurate rate from a licensed insurance agent.
That’s where Premier Shield Insurance comes in. We work with some of the best-priced insurance companies in Massachusetts and we know how to find you lower rates.
Frequently Asked Questions about Boston Car Insurance
Why are auto insurance premiums going up? If you are seeing an increase in your insurance premium it you may have ad an accident, tick, or filed a claim. If neither of these situations happened it can be because you live in a high-risk area.
What Cities are Considered High-Risk in Massachusetts?
Premier Shield Insurance insures the entire state of Massachusetts. We know what areas insurance companies are seeing the highest losses from. These are the same areas consumers are seeing prices increase.
- Boston
- Brockton
- Chelsea
- Dorchester
- Framingham
- Hyde Park
- Jamaica Plain
- Lynn.
- Malden
- Mattapan
- Revere
- South Boston
- Springfield
- Worcester
Like most people, you probably aren’t looking to pay more for the exact same thing that was cheaper last year.
That is home many drivers in Massachusetts feel about car insurance prices. Unfortunately, where you live and what happens around you impacts your price.
So in conclusion, unless you are willing to move, your best bet at finding lower car insurance premiums is to work with an independent agent.
Premier Shield Insurance has been saving customers money in high-cost areas of Massachusetts for years. We are here to save you money.
Request free online car insurance quotes by filling out the form below or calling us at 774-847-7746 for a free, no-hassle auto insurance quote.
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