Premier Shield Insurance offers competitive rates, prices, coverage options, policies, and Auto Insurance in Ohio. Our independent agents help you find the best “Auto insurance companies in OH” and work to lower your cost to insure your vehicle.
Independent insurance agents compare and shop rates for vehicle insurance to help you save money on your Ohio automobile policy.
What is Auto Insurance?
Auto insurance is an important protection for people who drive vehicles and need to get to work. We all pay for car insurance and it keeps getting more expensive. Whether you have a personal or business owner auto insurance policy, you know the law requires you have car insurance liability to pay for medical bills if you hurt someone or damage someone else’s property while driving.
Driver’s who own vehicles or have vehicles for their Ohio-based business have insurance on commercial auto insurance policies which are different than personal policies.
Car Insurance is the main way consumers find financial protection against damage or bodily injury caused by road accidents. As a driver in Ohio, it’s important to not only follow the law and protect others from you, but to also protect yourself from other careless drivers, uninsured, and bad drivers.
Vehicle/Auto/Car/Automobile insurance Coverage and policies also protect you against liability. Car insurance is required in all states of the United States except for New Hampshire, which does not require it.
Ohio Car Insurance Liability
Car insurance helps protect you from liability and other claims that may arise from driving your vehicle on the roads while at the same time helping you pay for any damage that you may cause to others. In the state of Ohio, a minimum amount of insurance required by law to be carried by drivers is uninsured motorist insurance.
This coverage will pay for the damages incurred by other people who are injured or hurt due to your driving your vehicle without having sufficient coverage. If a driver has no insurance or the required coverage amounts are not sufficient then the person will be responsible for all claims resulting from the accident.
Just because you have a “clean driving record” doesn’t mean you aren’t required to still carry auto insurance according to Ohio state laws.
The good news is that affordable rates for as low as $20/month are available for Ohio drivers looking for “liability only car insurance policies“. Even if you want “full coverage” on your vehicle, it’s not very expensive to add full coverage on older vehicles in Ohio. Ask your agent about the price difference on “Full vs Basic Car Insurance Coverage” for your car.
Is Auto Insurance Required in Ohio?
“Yes, the state of OH requires drivers have valid automobile insurance in order to operate a motor vehicle” According to the Ohio BMV website, “It is law in Ohio that you must have insurance to drive any motor vehicle. A vehicle owner may not allow anyone else to drive their motor vehicle without insurance. Proof of insurance must be shown at traffic stops, accident scenes, and vehicle inspections.”
Required Mandatory Insurance for Vehicles in Ohio – It is required by law in Ohio that automobile drivers must carry insurance to operate any motor vehicle. A vehicle owner may not allow anyone else to drive their motor vehicle without possessing insurance. If you get pulled over while driving, “Proof of insurance” has to be shown to the police if you get pulled over for traffic stops, accident scenes, or a required vehicle inspection.
What is the automobile state-required minimum coverage amounts to drive in Ohio?
Accord to our licensed & experienced Ohio auto insurance agent Brian Plain “The State of Ohio has a Minimum required autoinsurance coverage requirement of $25,000 per accident/injury/death of a single person AND $50,000 per accident/injury/death of 2 or more individuals. In Ohio, you are required by law to carry a minimum of $25,000 property damage.
Ohio Proof of Insurance
The Premier Shield Insurance agency can help you find cheap and affordable “same-day coverage” for your car. We can email you your auto insurance ID cards, fax them, or text you a copy.
Don’t get caught driving without insurance, the penalties for driving in OH without insurance can be harsh.
Where can I find the cheapest auto insurance in Ohio?
Around 83% of Ohio car insurance customers are able to find cheaper auto insurance policies with Premier Shield Insurance.
If you are searching for more affordable coverage for your car in Ohio, you’ve come to the right place. Our licensed Ohio assigned insurance agent “Brian Plain” was born and grew up in Ohio.
Brian grew up in a small, rural Ohio town where he went to school till he was in 3rd grade. Brian’s family still has many family and friends in Ohio and he’s always happy to help find cheaper and more affordable auto insurance rates for residents of Ohio.
Common Ohio Car Insurance Questions
Our agents have helped thousands of customers just like you find answers to their insurance questions. Sometimes questions with insurance have simple answers and simple solutions. Other times, the answer is more complex and the best solution is to find another car insurance company offering the same coverage at a lower price.
Have insurance-related questions about home, auto, or flood insurance? Call us today at 1-774-847-7746 and speak with an insurance agent with over 20 years of financial services, business, and insurance-related experience.
Premier independent auto insurance agents provide low-cost auto insurance policy options for the residents of Ohio. Below are a handful of questions we can help you answer:
Who has the best and most affordable homeowners insurance?
Ohio Resident Can Find Average 2021 Insurance Rates by Car Make and Model by Phone or Online
We’re not going to put a bunch of meaningless prices on a website and tell you the “Average Ohio Car Insurance” price because those numbers are never accurate and are pointless to your current situation. The fact is, car insurance prices change daily, weekly, and monthly just like the price of gas in Ohio.
The Premier Shield Ohio assigned auto insurance agents will help you get “Multiple Quotes” by shopping and comparing rates with different insurance providers to find you the lowest price.
We make it simple and easy for anyone get an auto insurance quote “Fast & Online! To get started, request a quote by phone at 1-774-847-7746 and see “How Much You Can Save” working with an experienced and trusted agent at Premier Shield. In Under 3 minutes, our agents will start the process of finding you a better policy!
Ohio has a lot of smaller towns and communities. I know. I grew up in New Knoxville Ohio which was tied at #624 for Ohio towns by population. A survey of insureds found that “Small-town drivers in Ohio” are typically overpaying for car insurance over 80% of the time.
Drivers that have had the same car insurance company for at least 12 months are the most at-risk segment when it comes to overpaying auto insurance premiums in 2021.